Komercbankas “Swedbank” darbības finanšu analīze
Author
Deņisova, Oksana
Co-author
Latvijas Universitāte. Ekonomikas un vadības fakultāte
Advisor
Saksonova, Svetlana
Date
2016Metadata
Show full item recordAbstract
Mūsdienās komercbankas ir cieši saistītas ar sabiedrības ikdienas dzīvi, bet to darbības finanšu analīze sagādā ārējiem lietotājiem problēmas specializētas literatūras trūkuma dēļ. Tāpēc sabiedrība ne vienmēr spēj precīzi noteikt vai ir vērts sadarboties ar komercbanku. Šī diplomdarba mērķis ir veikt komercbankas „Swedbank” darbības finanšu analīzi, veikt secinājumus un noteikt priekšlikumus darbības uzlabošanai. Mērķa sasniegšanai autore raksturoja un analizēja bankas riskus, aktīvu un pašu kapitāla ienesīgumu, bankas darbības vērtējuma koeficientus. Lai gūtu pilnīgu priekšstatu par komercbankas “Swedbank” finanšu analīzes rezultātiem, iegūti koeficienti tiek salīdzināti ar tādiem pašiem koeficientiem komercbankai “ABLV bank”. Pētījuma rezultātā autore nonāca pie secinājumiem par komercbankas “Swedbank” veiksmīgu darbību, efektīvu resursu izmantošanu un piemēroto likviditātes lielumu. Kopējais diplomdarba apjoms ir 68 lappuses. Darbs satur 22 formulas, 31 tabulu un 11 attēlus. Diplomdarba izstrādei tika izmantoti 20 informācijas avoti, tādi kā: mācību grāmatas, LR likumi un normatīvie akti, komercbanku finanšu pārskati, elektroniskie resursi un citi. Atslēgvārdi: komercbanka, finanšu analīze, finanšu koeficienti. Nowadays commercial banks are closely connected with a routine life of the society, however unfortunately the analysis of their financial activity is inconvenient for external users because of the lack of specialized literature. Therefore sometimes it can be difficult for the society to make the correct decision if they should have any kind of business relationships with a commercial bank or not. The goal of the present diploma project is to make financial analysis of the "Swedbank" commercial bank activities, to make conclusions based on the analyzed materials and to provide any reasonable offers for its performance improvements. In order to achieve the goal mentioned above the author of the diploma project distinguished and analyzed bank risks, assets and equity returns as well as the bank activity evaluation coefficients. To get a more specific reference of the "Swedbank'' commercial bank financial activity analysis results, the calculated coefficients were compared to the same coefficients of the ''ABLV Bank” commercial bank. In the process of analysis and after the complete research was made the author of the present diploma project has come to several conclusions in relation to the "Swedbank" commercial bank activity: banking performance is successful, resources used are effective and the liquidity size is chosen correctly. Diploma project is written on 68 (sixty eight) pages. The project includes 22 formulas, 31 graphs and 11 images. During the process of diploma project preparation 20 sources of information were used; such as class books, legislation of the Republic of Latvia, commercial banks statements, electronic information resources and other materials. Key words: commercial bank, financial analysis, financial coefficients.